It All Started With A Chance Encounter

Over the past few years, I built a relationship with Joe, a young local business owner. He and his wife, Cathy—a veterinarian and business owner herself—stay busy raising their young son while growing their respective ventures.

Joe recently exited his business with a partner in a deal valued in the high eight-figure range. In the year that followed, he moved quickly: investing in real estate, public markets, and allocating $500,000 into private credit. But despite this activity, there was no clear plan for how to manage his growing portfolio—or how to integrate it with their family’s evolving financial life.

In early 2024, we crossed paths at a coffee shop. A quick conversation about investing led to a deeper one about strategy, which soon turned into a meeting with my team.

Together, we built a financial plan to address four key areas:

• Establishing a strong cash reserve to support future business expansion
• Creating investment-driven cash flow to support personal lifestyle needs
• Implementing life insurance—both personally and for key person coverage
• Structuring a diversified investment strategy with a balance of private equity and public markets

In addition to their personal planning, we introduced Joe and Cathy to a trusted PEO partner—helping both of their businesses streamline HR, payroll, health benefits, and implement scalable 401(k) plans.

Now, Joe and Cathy not only have clarity around how to spend their money, but also around how to prepare for their future capital needs—both personally and professionally.

If you’re considering a business exit or need a financial plan that goes beyond just investing, I’d love to walk you through what’s possible.

-Peyton